Retail Assets Products

Home Loan

Your Home is a place where you relax after coming back from your day’s tiring work, it is that place where you can give time to your family & spend beautiful moments with them. To acquire a home which can be christened your “Own House” is a life-time decision & has to be taken with a lot of planning & requires huge finances. Your Dream Home is not very far away with a Home Loan which will fulfill your Dream into a reality. We at HARVEST FINANCE are working constantly to get you the BEST Home Loan Deal & have brought a small guide which would answer some important questions related to Home Loan & help you decide your loan deal. (With this we have to attach the Emi Calculator)

Loan Against Property

Loan against Property / Mortgage loan is obtained by the way of mortgaging the asset with the lending institute. The value of an asset or property should be enough to qualify the sanction of the loan amount as needed by the borrower. Loan against Property (Mortgage loan) is opted for when the amount required is considerably more and the repayment period is comparatively more than 12 years. Generally the properties having appreciating value in market are considered good for mortgage Loan like Land, Residential or commercial premises etc. We as HARVEST FINANCE can arrange this type of funding at very competitive rates and also with higher value of amount on your Residential/Commercial Property.

Lease Rental Discounting

Enjoy the benefits of future rentals today and execute your business plans immediately. Loan against Rent Receivables (LRD) empowers you to use your rental cash flows right now. Under LRD, we provide funds for your business against your rent receivables. You can use the funds to grow your business, consolidate your existing loans, expand your business into newer ventures or use the funds for any other requirement you may have.

Unsecured Finance (Personal Loan)

"A service that generally involves highly complex financial transactions obtained from many large financial institutions for companies with very unique financing needs."
Growing business requires regular funds to maintain the stream. These are absolutely unsecured loans without any collateral security or mortgages. We can arrange these funds on the basis of financial performance of the companies. Funds will be arranged through Banking and Non Banking Financial Organization. These funds can be used for giving shape to your dreams into reality.

Unsecured Loan (Business Loan)

Sometimes developed business does come up with the requirements of funds overnight to grab the opportunity that will take them to next level. HARVEST FINANCE is there for these types of requirements which will allow you to grab any business opportunity with both hands by arranging unsecured funds from various Individuals and Entity. These funds can be arranged for tenure of 1 year to 3 year period.

Working capital Term Loan

Growing business need funds to grow more so HARVEST has come into arrangement where your day to day short working capital gap can be fulfilled in short term basis from 1 year to 5 years monthly repayment up to 5 cr. Without any kind of NOC or Security required from your side.

Private Funding

Bussiness is full of opportunity where we get number of opportunity to grow faster but to grab such opportunity we need some one who walk with us for our growth, HARVEST help you to grab opportunity by arranging the funds for short terms which might your bank unable to structure it Funding can be done totally unsecured up to 3 cr from period of 15 days to 1 years repayment. Which is totally based on relation.

Debtor Discounting

Debtor Discounting is a service that covers the financing and collection of account receivables in domestic and international trade. Where we could look at financing your receivables from your buyers. For example you supply you Finish good to your client where you generally get payment after 60 – 90 or120 days. Though which our working capital got stuck and our cash flow get improper so we came into such arrangement where you get that credit payment on the spot from our banks/institution and you need to pay them after 60 – 90 or 120 days so that your working capital flows smoothly. This facility is available for all small as well as medium size industries who got credit sales. Arrangement can be done totally unlike to your bank facility where no security or NOC to be taken from your bank.

Purchase Bill Discounting

The facility is extended to well-established corporate semi- Corporate and sme for procuring raw materials. HARVEST can make an arrangement for the paying your supplier on the spot and availing the Clean ( unsecured) credit which you need to pay after 120days. The payment to your supplier will be made by our bank/institution and later would be collected from you. This facility can be arrange over and above of your bank limit and without interruption of any kind of NOC.

L.C./B.G Facility

Letter of Credit is typically done by all the banks but HARVEST can involve Unsecured Over and above your LC limit going though your banks up to 5 cr (unsecured) The company which is doing yearly sales above 1 cr can be eligible for entering into such arrangement.

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